Independence is our priority.
Michael J. Lucia & Associates is a San Diego based financial management firm that provides individuals and business owners with financial, investment and insurance services through H. Beck, Inc. With nearly two decades of dedicated service to our clients, we are keenly positioned to help you plan for your financial future.
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With an expansive and successful track record, Michael J. Lucia, CFP®, ChFC® and CLU® has been providing comprehensive financial management services to investors and business owners since 1992. Michael believes that his success --- as well as the clients’ success --- is built on quality relationships. His business beliefs center around establishing and maintaining these client relationships, and offering meaningful and sound investment advice. According to Mr. Lucia, “without a quality relationship, investment advice and strategies are a dime a dozen.” Mr. Lucia’s client-centric practice is all about understanding an investor’s challenges --- personal, professional and financial. He believes that by understanding these various challenges, he makes better investment decisions for clients and avoids unsuitable financial products or vehicles that may not be appropriate for their goals or risk tolerance. |
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Michael J. Lucia, CFP®, ChFC® and CLU®
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With over 10 years in the financial services industry, Rick loves what he does. He is committed to bringing his clients through a simple and logical financial planning process to help them preserve, accumulate and transfer their wealth. Rick has recently been awarded Orange County’s 2010 Five Star Wealth Manager of the Year (Orange Coast Magazine). Rick graduated from Georgia State University with a Masters in Business Administration (MBA) degree in Finance. In addition, his undergraduate work was done at Marquette University with a Bachelors of Science (BS) degree in Business Administration and a specialization in Marketing. As in investing, Rick takes a long-term approach to life. Rick and his wife Lisa have been married for over 19 years and he is looking forward to the next fifty plus years together. Rick and Lisa live in Anaheim Hills California with their two sons Aiden and Gavin. As a former Commercial Airline Pilot, Rick has a passion for flying and enjoys taking his clients and their wealth to greater heights. |
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Cheri has been educating, informing and advising women, business owners and families with financial management services for over 20 years. In 1994 Cheri joined Metlife Financial where she developed and presented educational and empowering symposiums, workshops and expo's to inform, support and inspire "Women Financially"! After conducting her business from a large institutional financial/brokerage firm she has enthusically joined Michael Lucia and Associates. Cheri has partnered up with this unique independent firm to provide institutional levels of service for a more intimate and personal experience for her clients. Her philosophy about her clients and business has remained the same throughout the years which is centered around the relationship with her clients and providing trusted advise. She puts her clients and their needs first, developing quality, trusting relationships. Cheri understands with Michael Lucia and Associates the firms belief, is a client centered practice, emphasizing the investors goals and challenges. It is her understanding that truly listening and asking the right questions can help support her clients through the different peaks and valleys in their lives while guiding them to create more informed financial decisions for today and the future. |
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Mike has enjoyed a successful career in the financial services industry for the last 7 years. As well as being a CPA Mike has a well rounded view of the financial world. Mike enjoys assisting people with their financial planning, helping them to achieve a confident retirement future. Mike lives in El Cajon with his wife Laura and his 4 children, James “Juicy”, Charles, Sam and Mia. Mike and Laura have been married for over 15 years and enjoy all that life brings and look forward to many more years. Mike enjoys several hobbies like surfing, fishing and time with his family.
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Richard Olson, a native of Seattle Washington, has a Bachelor of Science in Business Administration, from Central Washington University. He is, a Nationally Registered Representative with the Securities and Exchange Commission and the Financial Industry Regulatory Authority as a Securities Broker, a Licensed Life Agent in the States ofCalifornia and Washington, an Investment Advisor Representative, and a California State Registered Tax Preparer. Richard has a passion for helping people, in particular seniors and veterans. He has educated himself on every aspect of a little known 60 year old VA benefit called the “Improved Pension & Aid and Attendance”. He has uniquely positioned himself as an advocate to help bridge the gap between “the veteran” and the Department of Veterans Affairs, to help get benefits for elderly veterans in need. He is the recipient of the Freedom Foundation at Valley Forge, 2009 National Award for Adult Community Category and has received the California State Legislature’s Certificate of Recognitionin 2009, and was recently recognized again by the California State Senate in July of 2011 for his work with veterans and seniors. Richard has a colorful work history having spent 20 years in the hospitality industry primarily as an executive with Hyatt Hotels. He was Director of Sales, National Accounts at Hyatt’s National Sales Office in Washington DC. He owned and operated Perch Restaurant, and Ten Beach Drive Piano Bar & Grill, located in St Petersburg FL. Richard has worked as a professional chef and is still pretty handy in the kitchen. Richard is currently a resident of Temecula, CA. He has a twenty Four year olddaughter, Elizabeth Ann, who is a junior at UCLA and lives in Santa Monica. Richard isan active member of the Temecula Chamber of Commerce, Veterans of Foreign Wars,LeTip of Temecula, and the South West Riverside County Estate Planning Group. |
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Richard Olson, Financial Advisor
MJL Staff
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